Highlights:Architected and delivered over 50 transformative projects, including the Core Banking Settlement Engine, AML & Compliance System, POS Devices Management System, Multiple Mobile apps, BI Based Dashboards, Automated Services, and multiple API integrations with leading banks and government entities, which collectively saved millions annually and positioned NamiPay as a leader in the Saudi FINTECH market. With over 18 years of experience, I have driven innovation in software development, enterprise solutions, and regulatory compliance. I have earned recognition for delivering scalable, secure, and business-critical systems for globally recognized organizations like CITI Bank, SAMBA Financial Group, and SAMA (Saudi Arabian Monetary Agency).

Skills:C#.NET, VB.NET, ASP.NET, WCF Services, JavaScript, JQuery

Goal:To leverage my 18+ years of expertise in software development, programming, and solution architecture to create robust, scalable, and innovative applications that drive business success. With a strong command of technologies like .NET technologies, regulatory compliance systems, and enterprise application development, my goal is to design and implement high-impact solutions that enhance efficiency and deliver measurable results. I am passionate about programming and take pride in crafting clean, efficient, and maintainable code while applying best practices in software design patterns, database optimization, and cloud integrations. My aspiration is to lead transformative projects in FINTECH, enterprise solutions, or emerging technologies, continually pushing boundaries to stay at the forefront of software development.

Membership:Member of The Saudi Council of Engineers (SCE) Category: Specialist Specialization: Information and Communication Technology

Certification:Sun Certification: 1- Sun Certified Programmer for Java 2 (SCJP), SUN Microsystems (Sep 18, 2002). Microsoft Certifications : Microsoft Certified Professional ID: 5574465 (Transcript ID: 785247) (Access Code: rizwan76) URL: https://mcp.microsoft.com/authenticate/validatemcp.aspx 2- Technology Specialist: Microsoft .NET - Application Development Foundation (August 18, 2007) 3- Technology Specialist: Microsoft .NET - Web-based Client Development (February 21, 2008) 4- Technology Specialist: Microsoft .NET - Distributed Application Development(March 13, 2008) 5- Technology Specialist: Microsoft Office SharePoint Server 2007 - Configuring (May 30, 2008) 6- Technology Specialist: Microsoft Office SharePoint Server 2007 - Application Development (July 09, 2008)

Honor:Bachelor of Computer and Information Technology (BCIT) (Honours) University of Sind Jamshoro, Pakistan. (4 Year Degree) GPA 3.18

Technical Lead & Software Architect 01/2021 - current
NamiPay (Luna Space Financials) FINTECH Company., Riyadh, Riyadh Saudi Arabia
Industry: FINTECH
As a Solution Architect & Technical Lead at NamiPay, I delivered 25+ transformative projects that revolutionized FINTECH operations, including the Core Settlement Engine, AML & Compliance System, and API integrations with banks and government entities. My work enhanced operational efficiency, saved millions annually, and ensured regulatory compliance. Leveraging technologies like .NET Core, SQL Server, and REST APIs, I created scalable, secure systems that positioned NamiPay as a leader in Saudi Arabia’s FINTECH market.
At NamiPay, I have been instrumental in shaping the company’s technical landscape as a Solution Architect, delivering innovative, scalable, and cost-efficient solutions that have positioned NamiPay as a leader in the Saudi FINTECH market. Over my tenure, I successfully designed and implemented 25+ transformative projects, aligning technology with business objectives to enhance operational efficiency, ensure regulatory compliance, and drive business growth. Key Contributions: • Core Settlement Engine: Designed and deployed a settlement system critical for securing NamiPay’s Fintech license, enabling seamless transaction processing across multiple banks. • AML & Compliance System: Built a robust anti-money laundering platform with real-time monitoring and automated alerts, achieving significant savings while ensuring regulatory adherence. • API Integrations: Engineered integrations with leading banks and government entities, including Nafath and Wathiq, streamlining data exchanges and improving system reliability. • Merchant Management System: Developed a centralized platform for onboarding and managing merchants with real-time reporting and financial analytics. • Digital Receipt Portal: Created a cost-effective, paperless solution, making NamiPay an industry pioneer in digital transformation. • Sales and Merchant Applications: Delivered feature-rich mobile and web applications for enhanced customer onboarding and sales tracking. Technical Expertise: • Programming & Frameworks: C#.NET, .NET Core, ASP.NET, REST APIs, WCF Services • Database Management: SQL Server, SSRS, ETL Processes, Data Warehousing • System Design: SOA, Microservices, Scalable and Secure Systems • Business Intelligence: Power BI, SSAS, and interactive dashboards • Integration Expertise: Extensive experience with banking APIs, regulatory tools, and third-party integrations Impact: • Delivered cost-saving projects that reduced operational expenses by millions annually through automation and optimization. • Enhanced compliance by developing systems that meet international and local regulatory standards. • Strengthened NamiPay’s technical foundation to support high-growth demands and maintain its competitive edge in the FINTECH industry. My time at NamiPay has been defined by a commitment to innovation, collaboration, and the delivery of impactful solutions that drive measurable business outcomes.--
Senior Software Engineer 03/2009 - 07/2009
Progressive Systems Inc., Karachi, Sind Pakistan
Industry: Software Services
Company Overview: Progressive Systems is a leading software solutions provider, offering cutting edge software solutions to its clients in the United States. Progressive Systems is specialized in providing services in diverse areas like Enterprise Mobility Programming, Microsoft Business Intelligence Solutions, and Microsoft Office SharePoint Development.
Project: NetLogix Audit Suite Project Overview: A US based client NetLogix (www.netlogix.com) provides carriers, federal & municipal governments and enterprise clients with a comprehensive suite of wireless and telecommunications products and services. NetLogix Audit Suite developed to provide one of the services that NetLogix provides to its Telecommunication industry clients is the Auditing of their Power Equipment’s. This Audit process captures vital information on these equipments which is then presented in the form of comprehensive reports. Responsibilities: ? Performed a detailed requirements review and analysis by visiting onsite and over conference calls. ? Lead in the analysis, design, development, testing, and implementation of LMS solution. ? Used Visio for detailed designing of the application applying UML for Use Cases, Object Interaction Diagrams, Site Diagram, Data Flow Diagram, Class Diagrams, and Deployment Packages. ? Designed and Developed DB Model for NetLogix Server Application and NetLogix Client Application. ? Designed and Developed NetLogix Administration Site to Manage Users, Clients, Cell Sites, Audit, Audit Templates and Auditor’s Jobs. ? Designed and Developed NetLogix WebServices to download Job, Upload Completed Job and to Authenticate Auditor. ? Implemented Model View Presenter (MVP) Design Pattern into Client Application to dynamically handle different audit template’s Desktop and web interfaces with same Business Logic Layer and same Data Access Layer. ? Implemented User level working Logs to manage audit requirement. ? Developed Comprehensive Reports for Netlogix Audit using SQL Server Reporting Services (SSRS). ? Successfully Deployed NetLogix Admin Site and NetLogix Audit Suite on Windows Server 2003 Environment: C#, SQL Server 2005, XML WebServices, Visual Studio 2008, Microsoft Visio 2003, MS Project 2003--
Technical Lead – Software Development 12/2009 - 12/2020
Skyband Telecommunications, Riyadh, Riyadh Saudi Arabia
Industry: Telecom
During my 11 years at Skyband Telecommunications as a Technical Lead, I developed enterprise-grade solutions like the POS Monitoring System, Task Management System, and SharePoint Intranet Portal. Leveraging technologies such as .NET Framework, SQL Server, and REST APIs, I streamlined operations, automated workflows, and improved system efficiency. My work significantly enhanced service delivery and supported Skyband’s growth as a leading telecommunications provider in Saudi Arabia.
As a Technical Lead at Skyband Telecommunications, I played a pivotal role in designing and delivering enterprise-grade software solutions that optimized operations and enhanced service delivery for one of Saudi Arabia’s premier telecommunication providers. Over 11 years, I spearheaded critical projects, streamlined workflows, and introduced automation to improve efficiency across multiple departments. Key Contributions: • POS Monitoring System: Designed and deployed a system to monitor Point-of-Sale terminals in real-time, reducing downtime and ensuring operational visibility. • Task Management System for CST: Developed a workflow tool for the Communications, Space, and Technology Commission, enabling seamless task allocation and tracking. • SharePoint Intranet Portal: Implemented a collaborative intranet portal, enhancing document management and cross-departmental communication. • Trouble Ticketing System: Delivered a robust ticketing solution integrated with SMS alerts to improve customer support response times. • Revenue Assurance Portal: Built a portal for analyzing and optimizing revenue streams, enabling the finance team to make data-driven decisions. • POS Leasing and Billing Automation: Automated leasing processes and integrated them with billing systems, reducing manual errors and increasing accuracy. Technical Expertise: • Programming and Development: C#.NET, ASP.NET, WCF Services, REST APIs, and MVC Design Pattern • Database Management: SQL Server, Stored Procedures, Triggers, and SSRS • System Design: Applied N-Tier Architecture and SOA to develop scalable and maintainable systems • Collaboration Tools: Microsoft SharePoint and Workflow Automation Operational Impact: • Enhanced operational efficiency by automating critical processes and improving system reliability. • Designed and implemented scalable systems that supported rapid business growth and reduced operational costs. • Fostered collaboration and improved decision-making by delivering intuitive reporting and monitoring solutions. My experience at Skyband was defined by a commitment to innovation, quality, and collaboration, ensuring that technology aligned seamlessly with business goals.--
Senior .Net Developer 07/2008 - 03/2009
NetProSys Inc. USA, NewJersy, Edison, NewJersey, NJ United States
Industry: Software Services
Company Overview: NetProSys is an experienced, reliable, and successful software development and professional services team. Established in 1991, NetProSys has built its credibility by successfully serving over 200 Clients to-date and by paying meticulous attention to each of their customized needs. NetProSys is specialized in providing services in diverse areas like Enterprise Mobility Programming, Microsoft Business Intelligence Solutions, and Microsoft Office SharePoint Development.
Project: Loan Management System (LMS) for VantageILM (http://www.vantageilm.com) Project Overview: LMS is developed for US based client VantageILM, Inc. VantageILM provides an on-demand integrated loan/lease management software solution to finance companies, lenders, leasing companies, credit unions, and independent banks. LMS is the leading next generation integrated loan management System that joins origination, servicing, collections, recovery management, asset management, document management, and accounting into one platform. LMS is specially designed to import legacy data from different applications to VantageILM loan management system. LMS provides business Intelligence and an easy to use interface for the business analysts to analyze and fix any inconsistencies during data import. Responsibilities: ? Coordinated with stakeholders to gather and understand the business requirements of the system. ? Analyzed the Loan management application’s architecture and analysis cubes developed in SQL server Analysis services. ? Used Visio for detailed designing of the application applying UML for Use Cases, Object Interaction Diagrams and Class Diagrams. ? Used Axure for UI prototyping. ? As technical lead, designed the framework to execute data import/analysis scripts ? Developed SQL and MDX scripts for data import and analysis. ? Designed Flat tables to temporarily hold non normalized data ? Used MS Excess and SSAS to generate pivot tables ? Designed and implemented rules to import data from FLAT tables to setup tables ? Designed and implemented reporting module for historical data. ? Developed libraries for secure message interfaces using DES and RSA cryptography algorithms. ? Single handedly drive the project through pre-development phases Scope Identification, Approval, Analysis, and Technical Design. Environment: C#, SQL Server 2005, SSAS, XML, Excel 2007.NET Framework 3.0, VS 2008--
Team Lead (Software Development Depart) 04/2007 - 07/2008
Computer Research (Pvt) Limited, Karachi, Sind Pakistan
Industry: Software Services
Computer Research (Pvt) Limited, Karachi Pakistan (www.cr-pl.com) Position: Team Lead (Software Development Depart) Company Overview: Computer research Pvt. Limited is comprised of a core group of highly skilled professionals who started 18 years back, and since then they have guided numerous organizations in fulfilling their needs for hardware and software requirements.
Project: Remittance Processing System (RPS) for CITI BANK Project Overview: Specially designed for the cash management unit of CITI BANK for the ‘Home Remittance Process’ with added functionality of data capturing; a solution made to cater all requirements starting from the upload process till the drafts are liquidated. A well architect design as an outcome of well formulated requirements analysis has finally led to plant a fully functional system for Citigroup Responsibilities: ? Coordinated with stakeholders to gather, understand and document the business requirements of the system. ? Part of the development team as technical lead / Sr. Developer, consisting 12 members. ? Lead in the analysis, design, development, testing, and implementation of Home remittance solution for CITI BANK. ? Used Visio for detailed designing of the application applying UML for Use Cases, Object Interaction Diagrams, Class Diagrams, and Deployment Packages. ? Designed and developed Custom Library for different custom designed Controls like Custom List of Values (LOV) Control, Custom Text Box Control with different variations, and to manage custom designed Exception handling Mechanism and Error Logs. ? Implemented Model view Controller (MVC) Pattern with N tier Architecture to reuse Business Layer and Data Access Layer in RPS Web Version. ? Implemented integration with CITI Bank iCore Shell to implement single sign on and to manage user level security. ? Implemented User level working Logs to manage audit requirement. ? Designed RPS Database with synchronization of CITI Bank’s other Product and Written stored procedures for the application. ? Used Data Transformation Services (DTS) Packages to place data from downloaded (text-only) files to Incoming Tables. ? Created custom workflows using Window Workflow Foundation for documents approval, Email notifications and other task assignments etc. ? Worked closely with Quality Assurance and Development team to coordinate customer requirement functionality requests. ? Translated business knowledge into technical solutions/deliverables. ? Performed Deployment on Windows Server 2003 ? Prepared Project plan using Ms Project 2003. ? Assigned and monitored tasks progress during implementation. Environment: C# .Net, Visual Studio 2005 with .NET Frame work 2.0, XML, SQL Server 2000, DTS Packages, MOSS 2007, Microsoft Visio 2003, MS Project 2003, ADO.Net, RDLC--
Senior Software Developer 12/2004 - 04/2007
Infinilogic (Pvt) Limited, Karachi, Sind Pakistan
Industry: Software Services
Company Overview: InfiniLogic is a back-end development and business services facility of an UK-based e-service company. InfiniLogic is one of the leading software solution providers, engaged in providing cost-effective and dedicated solutions to all its clients globally and particularly those in the USA and UK
Projects 1: InfiniShops (www.infinishops.com) Project Overview: Infinishops is a web-based/online service, offering a complete E-Commerce solution. Developed complete framework in .Net for generating template based dynamic websites and XML WebServices for e-commerce payment transactions. Infinishops offers to completely build Customer’s website, provide comprehensive back-end merchandising software (InfiniAccountsPro-Web), host Customer’s website, set up an online payment solution and give pro-active online customer support. Infinishops provides template selection facility to the Merchants and provide complete Administration interface to the Merchants to manage and customize their own websites as well. Infinishops is also integrated with SharePoint Custom designed workflows to facilitate customers instantly. Responsibilities: ? Part of the development team as Sr. Software Engineer/technical lead, consisting 7 developers and 2 Graphics Designers. ? Lead in the analysis, design, development, testing, and implementation of ecommerce solution for Infini Merchants. ? Analyzed and designed the system to achieve integration requirements with other Accounts Center (http://www.accountscentre.com) services. Like: Infini AccountsPro (http://www.accountscenter.com/AccountsPro ), Infini Collection Service, InfiniOffice (http://crm.infinioffice.com), InfiniReseller System (http://reseller.infinibiz.com) and other Accounts Center Services (www.accountscentre.com). ? Extensively Used XML Web Services to integrate different Infini Subsystems. ? Implemented Single Sign On mechanism for the Merchants to Sign in, into all Infini Sub Systems with a Single Unique ID. ? Developed custom designed Frame work “Web Builder Engine” in C# .Net, to create Template Based Dynamic Websites and to provide administration and full Customization Control to Merchants on their created Websites. ? Used Data Transformation Services (DTS) Packages to create Dynamic website’s databases. ? Developed different Custom Controls to achieve dynamic customization. ? Designed Infinishops Database and Written stored procedures for the application. ? Implemented Centralized Authentication and Authorization system with Single Sign In facility. ? Developed Web Forms using C#.NET, ASP.NET, HTML, JavaScript and AJAX. ENVIRONMENT: C#.Net, VB .Net, ASP .Net, XML Web Services, XSL, AJAX, SQL Server 2000, DTS Packages, MOSS 2007 MS Project 2003, Microsoft Visio 2003.--
Software Developer 07/2003 - 12/2004
Vista Technologies, Hyderabad, Sind Pakistan
Industry: Software Services
Company Overview: Vista Technologies is a web strategy, web design, consultancy and application development firm providing a broad range of services for local market, include affordable web design, professional web development, custom web programming, ecommerce solutions, Custom application development and IT consultancy & training.
Projects 1: Hotel Management System Project Overview: This system is used to computerize the following areas: Reservation, Front Office, and Purchase Department. Reservation: Reservation includes Room Reservation as well as Advance Reservation. Room- Reservation includes reservation and cancellation (Both Advance and Current). Advance Reservation includes only Group reservation. Front Office: This includes Reception, Cashier, Hospitality Desk and Lobby Manager. Reception handles Check-In and checkout of the Guest as well as Reservation. Billing is done by Cashier according to Date Check-in and Date checkout of the guest and various services he or she has utilized. Purchase Department: The main objectives of segregation of purchasing are: Economies of sales (Through Bulk Purchase), Standardization & Quality Control, and Inventory Control/Stock Reference. Responsibilities: ? Developed rich client application’s modules using VB.6.0, SQL Server 2000 using Visual Studio IDE tools. ? Performed validations on the data prior to being submitted to the database. ? Wrote stored procedures in SQL Server. ? Maintaining the existing code and trouble shoot the application. ? Designed and implemented the SQL Server database tables, indexes and stored procedures required to support software application enhancements. ? Wrote computer system procedure specifications and user manuals Environment: WINXP, VB 6.0, SQL Server 2000, MS-Office--

Institute of Computer and Information Technology 12/1998 - 12/2002
Jamshoro, Sind, United States
Degree: Bachelor's Degree
Major:Computer and Information Technology, Programming and Software Development
Minor:Accounting and Finance
Bachelor of Computer and Information Technology (BCIT) (Honours) 4 Year Program.

Rizwan_Siddiqui_2024_Doc SQL Developer, .Net Developer, Software Engineer, Technical Team Lead, Software Architect, Programmer, FINTECH, Financial Applications, Regulatory Compliance, C#.NET, VB.NET, ASP.NET, .Net Core, .Net 5, .Net 6, .Net 7, .Net 8, SQL Server, SSRS, SSIS, SSAS, MS Business Intelligence, BI, JQuery, PHP, PostgreSQL, MySQL, OLAP Cubes, Banking Solution, ERP, e-Commerce, SDLC, Service Oriented Architecture (SOA) , REST APIs, Design patterns, Object Oriented Analysis, Oracle, GitHub, Visual Studio, SQL Jobs, Stored Procedures, Triggers, Jenkin, Integrations, Entity Framework, MSMQ, Message Que, NATs.io, DEVEX Controls, DevExpress
Rizwan_Siddiqui_Resume-2024 SQL Developer, .Net Developer, Software Engineer, Technical Team Lead, Software Architect, Programmer, FINTECH, Financial Applications, Regulatory Compliance, C#.NET, VB.NET, ASP.NET, .Net Core, .Net 5, .Net 6, .Net 7, .Net 8, SQL Server, SSRS, SSIS, SSAS, MS Business Intelligence, BI, JQuery, PHP, PostgreSQL, MySQL, OLAP Cubes, Banking Solution, ERP, e-Commerce, SDLC, Service Oriented Architecture (SOA) , REST APIs, Design patterns, Object Oriented Analysis, Oracle, GitHub, Visual Studio, SQL Jobs, Stored Procedures, Triggers, Jenkin, Integrations, Entity Framework, MSMQ, Message Que, NATs.io, DEVEX Controls, DevExpress