Blantyre Blantyre, Malawi
Phone: xxx-xxx-xxxx
Email: xxx@xxxx.xxx
Looking For: business analyst, credit risk manager
Occupation: Business and Finance
Degree: Bachelor's Degree
Career Level: Experienced
Languages: English
Highlights:1. Demand Planner in Coca Cola Beverages Uganda - Me becoming one of the best practices in Demand planning for the group with Uganda where I built my own forecasting model using excel instead of using forecast pro that other countries were using. My accuracy on demand forecasting allowed us achieve more than 90% accuracy which was very hard to achieve. I started to train some of the other demand planners that were sent to Uganda for me to take them through what I was doing and how I was doing it 2. Chief Credit Officer Bayport Financial Services - Me using data analytics to build a model that helped the business understand client income trends so that for those where we had outstanding payments or had become NPL's we are able to quickly re capture these with the government and were able to collect from more than 4,000 clients that had already gone bad thus leading a significant impairment release month on month to the tune of USD 3.5 MN. This contributed to more than 70% of the income for the year for the company.
Skills:Strategic Management, Credit Analytics
Goal:My career goal is to become a leader in leveraging data-driven strategies to optimize credit risk assessment and enhance financial performance or FMCG based operational planning. I aim to deepen my analytical expertise and lead cross-functional teams in driving strategic initiatives that improve profitability and reduce risk. By continuously refining my skills and knowledge, I want to contribute to sustainable business growth, ensuring the organization makes informed, strategic decisions in an ever-evolving financial landscape. Ultimately, I aspire to play a key role in shaping long-term business success through effective credit and risk management strategies.
Membership:None at the moment but pursuing Data Science Course with Regenesis Business School in South Africa
Certification:Bullet Proof Manager Training Six Sigma Operational Training - Yellow Belt Award
Honor:Performance Award for 2018 Bayport Financial Services as Chief Credit Officer Performance Award for 2016 Bayport Financial Services as Head of Analytics and Research
Group Credit and Operations Manager Consumer Lending 01/03/2022 - current
FMB Capital Group Holdings, Blantyre, Blantyre Malawi
Industry: Finance
I am responsible for managing credit recovery and loan book quality across multiple countries, optimizing sales operations, implementing best-in-class collections processes, leading strategic financial management efforts, and developing new digital lending products.
For this role I am responsible for managing credit recovery and loan book quality across multiple countries, optimizing sales operations, implementing best-in-class collections processes, leading strategic financial management efforts, and developing new digital lending products. I also represents the company in Credit Committee meetings for the various countries that I over see at a group level--
Knowldege and Insigts Manager 05/2021 - 02/2022
Coca cola Beverages Uganda, Kampala, Kampala Uganda
Industry: Manufacturing
As Knowledge & Insights Manager at Coca Cola Beverages Africa, I provided actionable insights based on market trends and competitor analysis. My role involved guiding strategic discussions, managing market research projects, and presenting insights that shaped the company’s direction in a competitive environment
In this role, I drove market insights and provided strategic guidance by analyzing brand performance, market trends, and competitor reviews. He led market information projects, strategic presentations, and guided the company’s direction with actionable insights--
Chief Credit Officer 11/2017 - 02/2021
Bayport Financial Services Uganda, Kampala, Kampala Uganda
Industry: Finance
As Chief Credit Officer, I oversaw credit risk management, policy compliance, and stakeholder relationships. I managed the credit portfolio, significantly reducing non-performing loans (NPLs) and loan loss provisions while maintaining strong relationships with business and government bodies
As Chief Credit Officer, I oversaw credit risk management, policy compliance, and stakeholder relationships. I managed the credit portfolio, significantly reducing non-performing loans (NPLs) and loan loss provisions while maintaining strong relationships with business and government bodies--
Head of Analytics and Research 04/2014 - 11/2017
Bayport Financial Services Uganda, Kampala, Kampala Uganda
Industry: Finance
I led business analytics and research efforts, supporting various business units through data analysis, budget preparation, and market research. I helped the company drive process efficiency and performance evaluation
I led business analytics and research efforts, supporting various business units through data analysis, budget preparation, and market research. I helped the company drive process efficiency and performance evaluation--
Makerere University Business School 01/2007 - 01/2009
Kampala, Kampala, United States
Degree: Bachelor's Degree
Major:Finance
My Bachelors focus allowed me understand some of the key basic concepts around business management at a very young age and I did put this into practice by starting some business opportunities even while I was in the university that did fairly well at the time while I was in school allowing me procure my first car then