Boston MA, US
Phone: xxx-xxx-xxxx
Email: xxx@xxxx.xxx
Looking For: Credit Analyst, Financial Analyst
Occupation: Business and Finance
Degree: Master's Degree
Career Level: Qualified
Languages: English, Hindi, Nepali
Highlights:10 years of experience in investment management and commercial banking.
Skills:Financial Analysis, Credit Analysis, Financial Modeling, Valuation, Econometrics, Regression Analysis, Time Series Analysis, Risk Management, Sensitivity and Variance Analysis, Forecasting, Capital Budgeting, Bloomberg, Microsoft Excel, Basel requirements, Regulatory compliance, Stress testing, Underwriting, Credit Risk Management
Goal:Top leader in financial services industry.
Membership:CFA Institute
Certification:Passed CFA Level I test
Honor:Finalist, Association for Corporate Growth (ACG) Cup competition, 2015 Pittsburgh Chapter Merit based scholarship for MBA and MS Finance programs at West Virginia University
Investment Intern 06/2014 - 08/2015
West Virginia University Foundation, Inc., Morgantown, WV United States
Industry: Investment management
Provided Investment research, portfolio analysis, front office CRM system maintenance, and investment operation assistance to core Investments staff overseeing assets under management of $1.5 billion.
Responsibilities:
• Conducted initial research and due diligence on several public/private market investment strategies
• Collected manager performance data, spread into proprietary models, and assisted in portfolio analysis
• Assisted in maintaining front office investment CRM system
• Retrieved and e-filed manager reports, fact sheets, investment commentaries, brokerage orders, capital calls
Accomplishments:
• Participated in client call with Indian private equity managers as a part of emerging market due diligence
• Updated more than 600 investment professional contacts, asset manager profiles, current investment details, pipeline projects, and marketing/investment materials in CRM system
• Researched on Indian private equity and debt, mid/low level debt, private real estate, MLPs, among others--
Graduate Assistant 10/2013 - 08/2014
West Virginia University, Morgantown, WV United States
Industry: Education
Performed data analysis, alumni and faculty outreach, student counseling, strategic research, and administrative duties.
• Researched on MBA/other graduate programs and recruiting trends at peer and national schools, and provided inputs to senior management on competition and rankings
• Created several proprietary student databases to provide data analysis support to recruiting team
• Advised prospective students (especially international students) on graduate programs and application process--
Supervisor (Credit Officer) 10/2004 - 06/2013
Everest Bank Limited, Kathmandu, Nepal
Industry: Commercial Banking
8+ years of commercial banking experience in financial and credit analysis, credit underwriting, credit risk management, corporate banking, and regulatory compliance
Responsibilities:
• Analyzed financial statements, cash flows, financial ratios, collateral appraisals, and other credit data of existing and potential clients by creating/running financial and credit analysis models
• Prepared complete analysis of loan proposals and presented underwriting recommendations for approval
• Originated, structured, and negotiated credit terms and conditions and ensured strict covenant compliance
• Reviewed credit risk of lending portfolio on periodic basis and assigned credit risk rating to individual loan files
• Prepared capital adequacy and Basel II compliance reports for central bank, and other regulatory bodies
Accomplishments:
• Joined as Senior Assistant (Analyst Level) on 11/2004 and promoted to Supervisor (Associate Level) on 07/2008
• Relationship manager to a credit portfolio of NPR 1.5 billion ($15 MM), one of the largest in the bank
• Strong credit risk management performance resulting in zero non-performing assets in managed portfolio
• Led branch teams on special projects such as stress testing and Basel II capital requirement implementation--
West Virginia University 06/2013 - 08/2015
Morgantown, WV, United States
Degree: Master's Degree
Major:Finance
Minor:Investments
MBA and Master in Finance dual degree
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