Highlights:Open to work for Corporate Credit, Internal Audits, Risk Assurance, Internal Controls, Capital Market, Finance, and Regulatory & Compliance.

Skills:Internal Control Management (SOX 404, ICFR / ICOFR, COSO), Enterprise Risk Management, Governance, Risk & Control, Gap Analysis, Regulatory Compliance Reviews, Data Analytics / CAATs, Planning and Organizing Engagements, Client Relationship Management, Team management, Leadership, Staff training and development, Report Writing, Proficient with MS Outlook, PowerPoint, Visio, Word, Excel

Goal:Immediately after graduation with MBA (Management and Leadership Orientation) in December 2023, I am willing to pursue my career in the United States.

Membership:CFA and ACCA

Certification:CFA Charter-holder and FCCA member (ACCA-UK).

Honor:Received a silver award from senior management of Citibank for exceptional performance during COVID 2019.

Senior Consultant, Business Risk Advisory 06/16 - 12/19
Ernst & Young (EY), Karachi, Pakistan, Sindh Pakistan
Industry: Audit Firm
While working at Ernst & Young (EY), I was engaged in various challenging engagements/projects that developed my skill set specific to risk advisory, auditing, and regulatory compliance. I had diverse exposure to multi-national clients in the financial sector.
• Built positive relationships with clients through understanding the client’s perspective and organizational culture. • Managed engagements throughout the engagement life cycle i.e., risk assessment, planning engagement, execution, managing deliverables, and liaison with the client. • Developed presentations/proposals that were clear and impactful, for prospective clients, cross-selling diverse services that the firm offers and responding to RFPs by prospective clients. • Supervised project work prepared by team members, providing feedback and guidance on quality outputs. • Led teams consisting of 3-6 members across various assignments, while simultaneously overseeing multiple assignments. • Directed client meetings and presented gap reports/ deliverables to Management for discussion before presenting them to the Board Audit Committee / Board of Directors. Key Projects: SOX 404 Validation / ICFR Review, Internal Audits / Internal Controls Review, and Regulatory Compliance.--
Equity Research Analyst 06/15 - 01/16
Intermarket and Foundation Securities Ltd, Karachi, Pakistan, Sindh Pakistan
Industry: Brokerage
Performed financial statement analysis for the development of Business Valuation Models.
Conducted research work, prepared news briefings, and analyzed the financial statements for business valuations.--
Assistant Finance Executive 04/13 - 05/15
Intermarket Securities Ltd, Karachi, Pakistan, Sindh Pakistan
Industry: Brokerage
Assisted in the management of financial matters.
• Ensured accurate and timely preparation of financial statements and reports along with managing the financial operations of the company. • Established effective communication and collaboration with statutory auditors to ensure compliance and smooth audit processes.--
Quality Assurance - Graduate Assistant 9/2022 - 12/23
Sant Cloud State University, Saint Cloud, Minnesota United States
Industry: Education
Working as graduation assistant throughout the graduation (MBA)program.
• Collaborating with faculty and instructional designers to develop online courses aligned with AACSB accreditation standards for quality assurance and compliance. • Conducting comprehensive evaluations using Quality Matters Rubrics to assess course quality and effectiveness. • Led an analytical project to gather and analyze data, identifying recurring themes and areas where faculty did not meet Quality Matters (QM) standards. • Delivered a detailed report summarizing the project findings. • Provided strategic recommendations to bridge identified gaps in course quality and compliance, contributing to overall improvement. Key Projects: Online Course Alignment, Analytical Gap Analysis, and Strategic Reporting and Recommendations.--
Risk Operations Analyst 12/19 - 07/22
Citibank, Karachi, Pakistan, Sindh Pakistan
Industry: Banking
Managed credit risk management services of all Pakistan Branches, covering all business segments.
• Actively engaged in the effective operation of controls, efficient functioning of the Credit Risk Administration Department, and arranging all credit disbursement strictly following the bank’s credit policies, regulatory requirements, and approved credit & security structure. • Involved in monitoring, controlling, and reporting the collateral periodically. • Found opportunities and provided recommendations for improvement of operations and processes. • Developed Policies and Procedures and ensured the operating effectiveness of internal controls. • Liaison with legal counsel to ensure periodic review and update standard templates of legal documents. • Liaison with internal and external Auditors even served as Audit coordinator during Independent Assessment. Key Projects: Management of Credit Risk, Collateral Monitoring and Reporting, Internal Controls and Financial Reporting Assessment, Documentation and Record-Keeping, Policy and Procedure Development, Audit Coordination.--

Oxford Brookes University 01/13 - 03/15
London, London, United Kingdom
Degree: Bachelor's Degree
Major:Accounting
I hold BSc in Applied Accounting.

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