Highlights:

Skills:Excel, Microsoft Office, Salesforce Software, Quickbooks, SAP ERP Software

Underwriter 04/2024 - current
Revenued, Tirana, Albania
Industry: Fintech
Responsibilities Evaluating and analyzing bank statements, account receivables, and credit reports, to assess the creditworthiness of businesses applying for quick funds. Utilize underwriting guidelines, risk & pricing assessment tools to make informed decisions regarding loan approvals, as well as deciding loan amounts. Proactively analyzing the strength of US Industries in terms of performance and cash flow, enabling better decisions regarding pricing, grading and loan amounts in accordance with the underwriting guidelines.
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Accounting Team Leader 01/2020 - 03/2024
Kontakt Al, Tirana, Albania
Industry: Residential Construction
Got promoted as a team leader of 3 juniors in 2023 after 3 years of experience in the company. Have contributed towards forecasting, client policies and project analysis and reporting
Promoted as a Team Leader in January 2023, leading a team of three juniors specialized in client relations, providing guidance, overseeing payment performance and sales invoices. Responsible for controlling and publishing the monthly sales ledger as well as the company’s annual report. Forecasting the next quarters performance regarding cash flow and providing recommendations regarding the company’s payment policy. Have contributed in adjusting our debt collecting monthly objectives, as well as expenses regarding new projects. Contributed to the refinement of company policies regarding client payments, reducing debt collection time by ~20% and improving liquidity. Conducted project analyses for 3 different projects, assessing financial performance, forecasting profitability and providing recommendations for improvements and overall strategy.--

Faculty of Economy, University of Tirana 10/2014 - 07/2017
Tirana, , Albania
Degree: Bachelor's Degree
Major:Finance & Accounting
Graduated in Finance & Accounting with a GPA of ~3.7

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