Highlights:MS Finance, C.T. Bauer College of Business, University of Houston MBA Finance, India 6+ yrs of Professional Experience in Financial Industry

Skills:FRM, CFA, Financial Statement Analysis, Cash Flow Analysis, M&A, Financial Modeling, SQL, VBA, Risk Weighted Assets (RWA), Stressed Scenario Analysis, Derivatives, Exposure Analysis, Credit Rating Assignment, Counterparty Risk, Risk Analysis, Credit Analysis, Python

Certification:Financial Risk Management (FRM), CFA Level 2 cleared

Counterparty Risk Analyst 01/2022 - 07/2023
Credit Suisse, Pune, Madhya Pradesh India
Industry: Financial Services
Part of Stress Testing and Scenario Analysis team involved in validating credit risk exposure calculations for OTC derivatives under various global market stress shock scenarios for internal limit monitoring (ICAAP, LPA, US FED and internal scenarios)
• Validated stressed EAD/EEPE based on IMM models for Stressed Risk Weighted Assets (SRWA) process for OTC derivatives, ensuring compliance with with FINMA (Swiss) and PRA (UK) regulatory standards, resulting in 100% timely regulatory reporting • Conducted monthly analysis of fluctuations in EEPE exposures, providing vital support to the Credit Value Adjustment Team • Played pivotal role in resolving abnormal exposure values resulting from data quality issues. Employed sensitivity-based risk calculation models to derive indicative exposures, ensuring precise and accurate credit risk reporting • Initiated automation of risk reporting MIS generation using SQL, reducing monthly man-hours and improving operational efficiency--
Credit Rating Analyst 01/2019 - 01/2022
ICRA Ratings (Moody's), Gurugram, Haryana India
Industry: Financial Services
Worked on external credit rating assignments for corporates from diverse industries.
• Managed end-to-end execution of credit rating assignments for ICRA, a credit agency regulated by Securities and Exchange Board of India. Portfolio comprised of 50 corporate clients spanning various industries • Wrote and presented comprehensive credit reports to Rating Committee. Drafted media releases, offering holistic view of rated entity’s creditworthiness • Employed advanced financial modeling techniques, conducted cash flow analyses, and performed capital budgeting assessments to determine clients' financial positions • Executed rigorous risk assessments, including scenario analyses, stress testing, liquidity analyses, and benchmarking against industry peers, ensuring thorough and accurate credit evaluations--
Credit Solution Manager 06/2017 - 01/2019
ICICI BANK, Gurgaon, Haryana India
Industry: BANKING
Worked as Credit Solution Manager in the Business Loans Group (BLG) vertical in ICICI BANK - one of the INDIA's largest banks. Key Skills : Credit Underwriting, Financial Statement analysis, Credit Risk Analysis, Risk Documentation, Client Management
• Assessed clients' creditworthiness through ratio analyses, collateral examination, and financial statement reviews • Performed credit analyses of borrowers and transactions up to INR 200M, presenting recommendations to Credit Committee • Managed credit approvals, averaging INR 50M per month, ensuring compliance with credit policies and risk tolerance • Developed financial models to project FCF to assess debt repayment capacity and facilitate informed credit decisions • Utilized internal credit rating models to assign risk ratings and calculate credit approval rate, incorporating PD, LGD, and credit enhancement parameters--
System Engineer 10/2012 - 06/2015
TATA Consultancy Services, Mumbai, Maharashtra India
Industry: IT
Worked as level 2 Application Support Engineer in a large-scale enterprise telecom domain project having 160+ million user-base Skills: SQL, UNIX, Shell Scripting, Team management
?Primary responsibility included onsite client interaction to provide solution for devising and deploying business logic in production as per client requirements ?Worked in production support and enhancement team, providing rating operations based on UNIX platform and Oracle database. ?Prepared various monthly and weekly financial reports based on business requests for the client audit purpose. ?Developing data fixes using PL/SQL and UNIX commands/scripts to automate processes to reduce the manual intervention ?Worked on optimization and performance tuning of various Unix scripts and SQL procedures--

SVITS 6/2008 - 6/2012
Indore, Madhya Pradesh, India
Degree: Bachelor's Degree
Major:Electronics & Communication
Full time Bachelor of Engineering in Electronics and Communication

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