Highlights:Successfully launched and led the Commodity Trading Division at CBZ Agro-Yield, securing a $22 million order book within three months, onboarding top millers and global humanitarian organizations, and generating over $220,000 in gross margins in its first quarter through strategic market positioning and operational excellence.

Skills:Market Analysis, Portfolio Management, Loan Administration, Financial Modelling

Goal:To leverage expertise in commodity trading, financial analysis, and risk management to drive strategic growth, optimize market opportunities, and contribute to the success of a globally competitive organization, while continually advancing professional skills and fostering impactful industry relationships.

Certification:IBM Data Science Certificate Coursera, United States June 2022

Commodity Trading Team Leader 05/2024 - current
CBZ Agro Yield, Harare, Harare Zimbabwe
Industry: Financial Services Sector
Appointed as Team Leader for the Commodity Trading Division, overseeing the Grains, Horticulture, and Livestock clusters with a team of 15, driving operational success and ensuring alignment with divisional targets
Develop and execute commodity trading strategies aligned with market conditions and company goals, optimizing profitability while managing risk exposure. Cultivate and strengthen relationships with key suppliers, clients, and industry stakeholders, negotiating favorable terms to secure reliable supply channels and expand market reach. Analyze daily commodity market trends, price shifts, and global trade dynamics to identify and act on profitable trading opportunities that align with divisional financial targets. Conduct thorough risk assessments, focusing on price volatility, supply chain resilience, and credit exposures; apply hedging and other mitigation strategies to safeguard profitability. Lead and manage a multi-disciplinary team across commodity trading groups (grains, horticulture, livestock), setting strategic performance goals, delegating responsibilities, and ensuring successful execution of divisional objectives.--
Credit Analyst 04/2022 - current
CBZ Agro Yield, Harare, Harare Zimbabwe
Industry: Financial Services Sector
Led a six-member technical team to develop a comprehensive loan management system for CBZAY, completing the project 20 days ahead of schedule and enabling smooth operational integration
Conduct comprehensive loan impairment analyses, assessing borrowers’ financial health, market trends, and credit risk to inform lending decisions and maintain portfolio quality. Review loan contracts thoroughly, ensuring adherence to compliance and risk management standards prior to disbursement. Approve loan disbursements, verifying all contract terms and risk controls are met, and aligning with company policies for financial security. Implement process improvements within the credit administration function, enhancing operational efficiency and maintaining meticulous records in line with regulatory and organizational standards. Attend exco meetings as secretariat, facilitating effective communication, record-keeping, and supporting senior management with insights on credit risk, portfolio management, and growth strategies. Prepare board reports, contributing to strategic decisions with detailed financial and risk assessments aligned with organizational objectives--

Midlands State University 08/2015 - 06/2019
Gweru, Midlands, Zimbabwe
Degree: Bachelor's Degree
Major:Economics
This degree offered a strong foundation in economic theory and quantitative analysis, focusing on the principles of market behavior and business strategy. It covered core areas such as microeconomics, macroeconomics, and econometrics, equipping graduates with the analytical tools to evaluate economic trends and formulate data-driven solutions for real-world business and policy challenges.

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