Highlights:

Skills:Financial Analysis, investment Accounting, Financial Reporting, Budgeting & Forecasting, Management Reporting / MIS, Audit Compliance, Financial Modeling & Maintenance, System Skills, Market research, Benchmarking & Trend Analysis, IFRS 9 valuations

Financial Analyst 04/2008 - current
Riyad Bank, riyad, riyad Saudi Arabia
Industry: Banking
Financial Analysis Validation & Control Filters Audit Compliance Management Reporting Data Handling & Maintenance Surveillance and Monitoring Regulatory Reporting Internal Controls Graphical presentations Financial Reporting Financial Modeling & Maintenance System Controls & Procedures Budgeting & Forecasting System Skills Proactive approach towards tight dead lines Stock Market Research MIS Reporting Benchmarking & Trend Analysis
Management Reporting (MIS) Financial Reporting Investment Accounting •Accounting of all international as well as the local portfolio investment covering all investments valuations, (Mark to Market) revaluation, repatriation, interest income, amortization, Capital Gains / (Loss) , Management Fee etc using Custodians’ data puller web sides (BNY Mellon for Bank of New York & Northern Trust) •Maintenance / Monitoring of all data / record of 10 international fund managers (major are Goldman Sachs, Pictet, black rock, CSAM & Franklin Templeton) in terms of Net Asset Value (NAV), credit ratings of bonds, geographical & currency exposures, maturity & performance. •Monthly revaluation of hedge fund & quarterly repatriation remitted by fund managers •Calculation of Capital Gain / (Loss) in terms of sales relating to Local equities as well as Credit Opportunities Fund (Pimco, Black Rock & GSAM) •Recording and monitoring of all fresh investment in the GL system •Preparation / maintenance of Sale / Purchase transactions (currency & Branch wise) report relating to investment securities (T bills, CDs, Fixed rate securities , FRNs) •Analyzes General ledger accounts and investigates material variances on daily & weekly basis •Fair valuation (Mark to Market) of all AFS portfolio as per IAS 39 (Pricing source Bloomberg & Reuters). •Accounting relating to Northern Trust (TIPS Pimco , TIPS Fiduciary & Mackay High Yield) •Reconciliation of Financial Market Risk (FRM) Reports and Data ware house reports •Dealing with Bank of New York (BNY Mellon) and Northern Trust Global Investments as they are the custodian of all international portfolios in terms of any unusual movement on P&L side like capital gains. •Monitoring of local stock market movement (TADAWUL) in terms of our portfolio in local equities •Monitoring & recording of all Dividends received from International mutual funds and Local Saudi equities (TADAWUL) (Preparation & maintenance of dividend schedule data base) •Preparation & maintenance of full Portfolio register contains up-to-date pivots relating to Shares holding (Local Portfolio) Derivative Accounting •Involve in the accounting of derivatives (Interest Rate Swaps – IRS, Options, Forward & Spot)--
Research Analyst 08/1995 - 04/2008
Allied Bank Limited, karachi, Sindh Pakistan
Industry: Banking
BUSINESS ANALYSIS AND PLANNING Peer bank analysis Research Analysis
• In order to achieve the current standing / Ranking amongst the competitor banks, I prepare an analytical report named as “Peer Bank Analysis” consisting of top 10 banks of the industry, based on the financial result of the bank on quarterly basis which contains the Size, Business volumes, Profitability, various key ratios, Deposit mix, Payout analysis (Divided & Bonus), NPLs, Cost analysis (HR & Others), Calculation of per party limit, Cost & Yield analysis & etc. • Prepare a report containing the key numbers of the industry to arrive at the market share position of our bank on quarterly basis. It includes Deposit, Advances, NPLs, Foreign trade Volumes & Remittances. • Involved in compilation of Annual report of ABL 2006 – Graphical presentation and Data verification • Prepare a quarterly based report having financial highlights of the bank comparing them with the last year, last quarter & budget numbers enabling the management to check the pace of growth. It includes Deposit & Deposit Mix, Advances, NPLs & recovery / Regularization & Write offs, Infection ratio, Investments, Profitability analysis, Income segmentation, Variance analysis, ratio analysis. Foreign Trade, Cost & Yield analysis, Branch & employee productivity. • Analysis of various SBP reports /data like Banking system review, Quarterly performance review of the banking system, inflation monitor, press communiqué, E-Banking statistics and statistical bulletins etc…. • Preparation of detailed report for investor’s conferences containing the overall position of the economy, banking sector, brief history of the bank, Financial performance Viz-a-Viz market / competitors. • Submission of Research / Industry updating reports to the CFO / management. • Prepare various other reports as a part of chairman’s reporting assignment having information of branches, deposit, advances, depositors, borrowers, bad advances etc. • Prepare various presentations on power point regarding Budget, banks / Group performance & Targets etc. All the above mentioned reports are viewed by the top management including the BODs--

university of karachi 04/1997 - 04/2002
karachi, Sindh, Pakistan
Degree: Master's Degree
Major:economics
Minor:economics
Masters in Economics

Syed Azeem Zafar Azmi Financial Analyst with 20 yrs of exposure in Banking Finance
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Fin analyst / investment acc Fin analyst / investment acc