Highlights:

Skills:Credit Assessment, Financial Analysis, Cash Flow Analysis, Risk Management

Certification:Certified International Credit Professional (CICP)

Head of Credit Review - Mid Market 06/2014 - current
Oman Arab Bank SAOG, , Oman
Industry: Banking
The role of the Head of Credit Review typically involves overseeing and managing the credit review process within the Bank's framework. Summary of duties and responsibilities included in Description below.
? Assessment of the effectiveness of credit risk management of assigned businesses, proposal of practical mitigants to risk and control questions. ? Proactive communication to credit review portfolio managers/ officers of any concerns and/or emerging risks that may jeopardize the assigned entities. ? Coordinate each individual accounts to be reviewed by Credit Review Managers, prioritize workload and ensure report deadlines are met. ? Ensure Compliance with established credit policies. ? Confirm and finalize all recommendations and findings of the Credit Review Managers resulting from transactional/relationship/portfolio analyses. ? Meet with Management on Action Plans and Resolutions of Key issues relating to watch-list accounts and on early warning indicators. ? Works well independently and with others. ? Supervise staff, delegate work assignments, mentor and coach staff to improve performance. ? Provide independent assessment of the accuracy and appropriateness of credit risk ratings and classifications of the assigned portfolios. ? Achieved remarkable decrease in non-performing loans by implementing and monitoring robust covenants financial and non-financial.--

Madras University 06/1992 - 04/1995
, , India
Degree: Bachelor's Degree
Major:Accounting
Bachelor's degree in commerce and Accounts.

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