Highlights:Shahid is a seasoned professional with over 15 years of experience in corporate governance and credit risk management in the financial services and fintech sectors. He currently serves as a company secretary and a credit risk manager at Trellis Housing Finance Limited, a leading provider of affordable housing finance in Pakistan. He holds the prestigious credentials of MIPA and AFA from the Institute of Public Accountants and the Institute of Financial Accountants, respectively. As a company secretary, Shahid oversees the compliance, legal, and regulatory affairs of the company, ensuring adherence to the best practices of corporate governance and ethics, and facilitating effective communication and coordination among the board of directors, shareholders, and stakeholders. As a credit risk manager, he conducts comprehensive credit analysis and exposure monitoring, and recommends sound credit decisions and portfolio reviews. He has contributed to the growth and sustainability of the company by mitigating potential risks and enhancing the quality and performance of the credit portfolio. He is passionate about delivering value and excellence to the company and its customers, and advancing the mission of providing affordable and accessible housing finance to the underserved segments of the society.

Skills:Credit Analysis, Financial Analysis, Audit Controls, Compliance Management, Financial Risk Mitigation, Data Analysis

Membership:Member Institute of Public Accountants (MIPA) of Australia Associate of Institute of the Financial Accountants (AFA) United Kingdom (UK)

Head of Risk 03/2021 - current
Trellis Housing Finance Limited, London, Wales United Kingdom
Industry: Financial Services
Managed the risk and governance function along with data analytics.
• Delivered innovative risk services enhancing risk responsiveness and efficiency through data analytics, control digitalization, and risk report automation. • Conducted advisory reviews on identified risk areas, supported SOX program activities, and executed Control Self-Assessment exercises. • Served as liaison to audit teams, reducing the burden on local management. • Overhauled lending requests and case approvals for mortgage and other products. • Implemented ESG agenda and board governance structure per IFC guidelines and SECP regulations. • Established holding company infrastructure in Singapore, managing regulatory approvals from SBP, SECP, and ACRA. • Developed and implemented 8 risk models for credit scoring and digital loan processing • Monitored and managed the financial transactions related to treasury and cross border transactions. • Managed ALM function for the organization and created dashboard for the daily monitoring of the same for risk control in treasury, credit, and other functions.--
Cluster Credit Analyst 01/2019 - 08/2020
Bank Alfalah Ltd, Islamabad, ICT Pakistan
Industry: Banking
Headed the North region for the SME and Commercial lending of the Bank with more than 20Billion portfolio.
• Managed North team of 44 in 144 locations Branches (including Islamabad, Peshawar, and Abbottabad), ranging from entry-level Relationship managers, analysts to mid-level bankers, and collaborated with business development, data science, and operations. • Launched multiple products of SME lending with product development team and recruited and managed new team of 10 employees; grew office revenue by 140% in first nine months (representing 34% of company revenue in the SME sector) • Designed training and peer-mentoring programs for the incoming new of 03 analysts in 2019; reduced on boarding time for new hires by 40%. • Overhauled the lending request and case approval of all the product related to SME & Commercial, resulting in increased usability and reduced run time performance by 20% • Cross manage the treasury sales and monitoring of the same for accuracy and profitability--
Senior Manager 10/2009 - 09/2018
Institute of Financial Markets of Pakistan, Karachi, Sindh Pakistan
Industry: Government Services
Spearheaded a major policy restructuring by redirecting focus on financial education through linking industry and academia.
• Spearheaded a major policy restructuring by redirecting focus on financial education through linking industry and academia. • Promoted within 09 months due to strong performance and organizational impact (1 year ahead of schedule) • Formal launching of 22 Certifications programs in regulated functions of the capital markets of Pakistan, as per new requirements set in the Securities Act 2015, by apex regulator SECP. • MoU with CFA Institute and CFA Society Pakistan and MoU with SIDSCO Iran and SEO Iran • Executed the Second-Generation Capital Development program client side ADB Funding • Managing World Bank (WB) Grant for the Capacity Building of IFMP formerly ICM • Formal Launching of Investor Education Program and Financial Literacy Program in country--

National University of Computer & Emerging Sciences - FAST 08/2004 - 08/2008
Islamabad, ICT, Pakistan
Degree: Bachelor's Degree
Major:Business Administration
Completed BBA from NUCES-FAST

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