Highlights:

Skills:Data Analysis (Excel, SPSS, Stata, Python) Statis, Problem-Solving & Critical Thinking Strong Analyt

UNDERWRITTER 1/5/2022 - 12/30/2024
TAKAFUL INSURANCE OF AFRICA, Bungoma, WESTERN Kenya
Industry: INSURANCE
As an Underwriter, I gained valuable experience in risk assessment, policy evaluation, and financial analysis within the insurance industry. I was responsible for analyzing financial statements, market trends, and actuarial data to assess risk and determine appropriate coverage, pricing, and terms for insurance policies. I collaborated with actuaries, analysts, and sales teams to ensure accurate risk evaluation while balancing profitability and customer needs.
As an Underwriter, my role involved evaluating and analyzing financial and risk-related data to determine the feasibility of approving insurance policies. I assessed applications, reviewed supporting documents, and applied underwriting guidelines to make informed decisions. Key Responsibilities: ? Risk Assessment & Decision-Making: Analyzed applicant information, including financial statements, credit history, and claims data, to assess potential risks. ? Policy Evaluation & Pricing: Determined appropriate coverage limits, premium rates, and policy terms based on risk exposure and actuarial data. ? Regulatory Compliance: Ensured adherence to insurance laws, company policies, and industry standards while reviewing and approving policies. ? Data Analysis & Reporting: Used statistical models, financial data, and underwriting software to make data-driven decisions and optimize risk assessment. ? Collaboration with Stakeholders: Worked closely with actuaries, brokers, and sales teams to evaluate risks and create tailored policy solutions for clients. ? Fraud Detection & Prevention: Identified potential red flags in applications and conducted thorough investigations to mitigate financial losses. Skills Gained: Strong analytical and problem-solving abilities Financial risk assessment & decision-making Proficiency in underwriting software, Excel, and data analysis tools Knowledge of insurance policies, regulations, and compliance standards Effective communication and negotiation skills--

KENYATTA UNIVERSITY 9/11/2021 - current
Nairobi, Nairobi, Kenya
Degree: Bachelor's Degree
Major:ECONOMICS AND STATISTICS
Minor:ACCOUNTING AND FINANCE
Gained hands-on experience in risk assessment, policy evaluation, and financial analysis as an underwriter. Reviewed applications, analyzed financial data, and applied underwriting guidelines to determine policy terms. Developed skills in data analysis, decision-making, and compliance with insurance regulations. Worked with actuaries and sales teams to balance risk and profitability. Strengthened expertise in risk management, financial modeling, and data-driven decision-making for business optimization

MARYANNE WAKARI RESUME