Highlights:Financial Management & Analysis – Over 8 years of experience, in developing budgets, forecasts, financial statements & monthly variance analyses, and evaluated trend to provide in-depth business insights, leveraged meticulous attention to detail & passion for numerical interpretation to deliver impactful results driving organizational growth Leadership & Collaboration – Results-driven leader for over 12 years, excelled in cross functional collaboration, negotiation effectively, and implanted top-down strategies. Successfully led motivated, and inspired highly effective and efficient accounting teams of 3-8 members. Collaborated with internal and external stakeholders (accountants, auditors and bankers) to achieve organizational goals Business System Management – Over 10 years of diverse experience in design of financial modeling, process improvement resulted enhancing efficiencies by 200% by designed, implemented, and managed key financial planning, internal control and enterprise reporting systems (Sage, QuickBooks, SAP), coupled with expert Excel proficiency Regulatory Compliance & Risk – Expertise in accounting standards GAAP, IFRS. Regularly identified financial risk including liquidity & credit risks and implementing controls to mitigate them

Skills:Financial Management, Internal Control, Financial Planning & Analysis, Risk Management, Variance Analysis, Budgeting & Forecasting, Process Improvement, Regulatory Compliance, Basel II & Sarbanes–Oxley Act, Strategic Planning

Goal:Results-driven finance professional with over 10 years of experience in finance and accounting, specialized in financial control, budgeting, and financial strategy development. Proven expertise in managing financial operations, enhancing profitability through strategic cost management, and ensuring compliance with regulatory standards.

VP Finance Jan/2020 - current
PMI Southwestern Ontario, London, ON Canada
Industry: Education
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• Performed in-depth financial analysis and present comprehensive monthly, quarterly, and annual financial statements along with specialized reports to the Board • Strategically oversaw financing and cash flow, actively identified resources and financing options, and formulated and recommended strategic action plans • Provided strategic thought to business planning, forecasted and analysis, prepared the annual budget, and monitored the budget variances • Proactively strengthened internal controls by designing effective frameworks, conducted risk assessments, and implemented measures like a multi-level approval system to ensure compliance, mitigated risks, and protected organizational assets • Evaluated financial risks & opportunities, developed and implemented financial policies, procedures and controls to ensure compliance with company policies and regulations Key Accomplishments: o Reduced labor cost by 40% by implement enterprise wise resources planning software and implement to a paperless practice and save operational overhead expenses by 15% o Established and monitored internal controls to ensure that accounting activities are in accordance with established legal regulatory and company policies and procedures--
Commercial Account Manager 07/2017 - 12/2019
Meridian Credit Union, Windsor, ON Canada
Industry: Banking & Finance
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• Demonstrated portfolio management expertise and risk mitigation through the review of financial statements identifying trends EWIs, monitoring red flags, and assessing for credit restructuring • Applied sound planning and project management skills to deliver impactful results • Managed a diverse and complex portfolio, in healthcare, agriculture, community organizations, retail, manufacturing and real estate Key Accomplishments: o Portfolio and business unit increased by 25% year over year by consistently established innovative solutions by using financial levers Spearheaded a significant increase in client base from 7 to over 75 within span of 2 years o Achieved an exceptional customer satisfaction, consistently maintaining over 95%--
Accounting Manager 07/2014 - 05/2017
Metlo of London Ltd., London, England United Kingdom
Industry: Retail & Distribution
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• Managed all financial & fiscal aspects of the organization, developed & Implemented internal control system, recommended areas for financial and operational improvement • Prepared month/year-end financial reports in a timely & accurately, and presented them to BoD • Lead recruitment, trained, coached and evaluated the finance team to enhance performance and professional development and managed payroll process Key Accomplishments: o Implemented a new ERP system that reduced financial reporting errors by 35% and accelerated month-end closing by 20% o Contributed to financial strategic planning, cost reduction programs, risk management, budget preparation and forecasts £15M (~$20M)--
Portfolio Manager 01/2008 - 06/2014
Bank of Montreal, Winnipeg, Manitoba Canada
Industry: Banking & Finance
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• Assessed and responsibly used discretionary lending limits to approve credit applications and loan drawdown and confirmed security valuations for loan collaterals • Completed annual financial review and analyzed operations of each client, assess risk, identify opportunities and renewed credit facilities • Managed risks through monitoring and control reports, ensured compliance, audits and verifications completed with legal, ethical and regulatory (including Basel II & Sarbanes–Oxley Act) requirements • Monitored daily operation of commercial accounts and provided timely advice on deficiencies deterioration of risk, and early warning signals; to members of the deal team Key Accomplishments: o Used Project Management techniques in the design and implementation of a budgeted $5M Business o Skillfully handled commercial covering most Standard Industry Codes (SIC), with borrowing over $150M, for compliance to terms and conditions, including margins and covenants--

Mehran University of Engineering & Technology 01/1989 - 10/1993
, , Pakistan
Degree: Bachelor's Degree
Major:Industrial Engineering
Minor:Mechanical Engineering
BEng Industrial Engineering (Hons)