Highlights:

Skills:STATA, SPSS, Eviews, and GAMS, Creative problem solving, Teaching, coaching, and analytical skill, Communication and team role player, Computer skills: Microsoft excel, Microsoft words, Ability to work under difficult condition, Technical skills, Business analysis, Financial Modeling and projections, Banking, Financial Product development, Report writing

Sinor Financial Product Development officer 9/2023 - current
Awash Bank, Addis Ababa, Ethiopia
Industry: Banking and Finance
Since 2023, I have been a Senior Financial Product Development Officer at Awash Bank, leading the design and enhancement of financial products. I conduct market research, analyze trends, and develop innovative savings and loan products. I also work on digital banking strategies, policy revisions, and stakeholder collaborations to drive product innovation and customer engagement.
?Conducting market research and Value chain assessment to identify customer needs and emerging trends for new financial product development. ?Designing and developing innovative financial products and services to enhance customer satisfaction and market competitiveness. ?Collaborating with cross-functional teams to ensure seamless product launch and delivery. ?Monitoring product performance, gathering customer feedback, proposing unique value, and modifying products to optimize product effectiveness. ?Analyzing competitor products and strategies to identify market opportunities and competitive advantages. ?Ensuring compliance of financial products and services with regulatory requirements and internal policies ?Develop training materials and facilitate workshops to educate sales and customer service teams on new products and service offerings.--
Research and Innovation Officer 2/2022 - 9/2023
Cooperative Bank of Oromia, Addis Ababa, Ethiopia
Industry: Banking and Finance
From 2022 to 2023, I worked as a Research and Innovation Officer at Cooperative Bank of Oromia, where I played a key role in developing innovative financial products and services. I conducted market research, analyzed industry trends, and identified opportunities to enhance the bank’s offerings. My role involved collaborating with cross-functional teams to design and implement strategic initiatives that aligned with customer needs and regulatory requirements.
?Conducting comprehensive research on emerging digital trends, technologies, and market demands to identify opportunities for innovation in financial products and services. ?Designing digital transformation strategies to enhance customer experience, and bolster competitiveness ?Collaborating with cross-functional teams to develop and launch innovative digital solutions ?Assessing customer insights and conducting in-depth market analysis to drive the development and optimization of digital products and services ?Evaluating the feasibility of digital transformation projects, and preparing detailed reports and business cases to support executive decision-making. ?Measuring the performance and impact of digital transformation initiatives using KPIs, providing actionable insights to refine strategies and achieve business objectives.--
lecturer 9/206 - 2/2022
Dilla University, Dilla, Ethiopia
Industry: Higher Education
From 2016 to 2022, I served as a lecturer of economics at Dilla University, where I taught various economics courses, conducted research, and collaborated with other universities on academic projects. My role involved mentoring students, publishing research papers, and contributing to the university's academic growth. Through my teaching and research, I played a key role in shaping future economists and fostering knowledge in the field.
?Conducting research, and writing papers, proposals, and journal articles. ?Preparing and delivering lectures, tutorials, and seminars ?Providing community service ?Staying current by reading widely and producing published work in the field ?Design, prepare, and develop courses, modules and other teaching materials. ?Supervise student’s research activities, provide advice on study skills, and help them with learning problems. ?Providing support to students and other colleagues--

Wolkite Univerity 11/2013 - 6/2016
Wolkite, Ethiopia, , Ethiopia
Degree: Bachelor's Degree
Major:Economics
I graduated from Wolkite University in 2016 with a bachelor's degree in economics, earning a Gold Medal award for academic excellence. My studies equipped me with strong analytical and research skills, laying the foundation for my career in economics, financial product development, and innovation.

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