Highlights:

Skills:Financial Analysis, FP&A, Financial Modeling, Financial Reporting, Financial Planning, Financial Forecasting, Budgeting, Equity Research, Inventory Management, Financial Research

Goal:To become a CFA Charter-holder.

Certification:Currently pursuing CFA program.

Junior Financial Analyst 07/2013 - current
KASB Bank, karachi, sindh Pakistan
Industry: Banking & Financial Services
Currently working as a Junior Financial Analyst, where I overview company's financial status over a period by analyzing financial statements, financial modeling, financial planning & reporting and other related aspects.
• Monitoring and interpreting cash flows and predicting future trends. • Assist in the Annual Budget preparation/compilation and perform analysis in the budgeting and forecasting process. • Assist in developing financial comparison analysis, such as, issue-to-issue, quarter-over-quarter, budget performance and year-over-year schedules. • Identifies financial status by comparing and analyzing actual results with plans and forecasts. • Assist in analysis of proposed investments. • Building financial models as per requirements and timely adjustment/evaluation of existing ones. • Review of balance sheet and profit & loss account and perform necessary adjustments. • Consolidation of actual data in Hyperion Financials(HFM). • Review monthly/quarterly controls to produce a standard set of reconciliation and reports to highlight key issues to management. • Providing and interpreting financial information, analyzing change and advising accordingly. • Analyzing competitors and market trends. Moreover, researching and reporting on factors influencing business performance. • Reconciles transactions by comparing and correcting data. • Ensure accuracy, completeness, timeliness and data integrity of all financial data. • Calculation of financial statement ratios used in evaluating company's performance on a given fiscal year. • Calculation of ratios that helps in financial analysis of the firm i.e. Common ratios. (Activity, Liquidity, Solvency, Profitability ratios) & equity analysis i.e. Valuation ratios. • Perform a full review of trial balances. • Review the Accounts for proper allocation & for month-to-month analysis. • Liaise with auditors to ensure appropriate monitoring of company’s financial reports. • Evaluation of Inventory by using Inventory valuation methods (LIFO, FIFO, and Weighted Avg. Cost) which helps in determining company's profit when inventories are sold.--
Accountant 01/2011 - 06/2013
United Insurance Company, Karachi, Sindh Pakistan
Industry: Insurance
Worked in an Insurance company under the supervision of Accounts Manager where I prepare financials of the company, assist in budgeting, forecasting and modeling and do other related work.
• Assist in the creation of monthly, quarterly and annual accounts. • Preparation of journal vouchers. • Preparation of Agent's Commission Statement (Quarterly, Semi-Annually & Annually). • Preparation of Payroll & maintain ledger. • Monitor cash balances and audit accounts payable payments to ensure compliance. • Review all the ledger accounts and ascertain that they are properly reconciled. • Bank reconciliation& handling petty cash. • Accounting for payable and receivables. • Calculation of Depreciation & Amortization expense of Company's assets. • Assist in preparation of financial statements. • Resolves account discrepancies by investigating documentation; issuing payments, or adjustments. • Prepare end of month closing. • Post journal entries to the general ledger. • Calculation of financial ratios on the basis of company's financial statements. • Calculation of income statement ratios, profit & loss ratios. • Assist in analyzing competitors and market trends. • Calculation of EPS.--

University of Karachi 01/2007 - 12/2010
karachi, sindh, Pakistan
Degree: Bachelor's Degree
Major:Economics
Minor:Corporate Finance, Accounting, Statistics
Have done my Bachelors with majors in Economics.

Imran Naqvi FP&A, Financial Analyst, Finance Executive, Accountant, Financial Planning & Analyst