Highlights:Successfully obtained certifications in treasury, financial advisory, and investment management, including the Certified Treasury Professional (CTP) and the Investment Management Techniques (IMT) designation. As a director and shareholder in DFM Inc. and CO2life Inc., I have managed multi-million dollar projects, including tree sequestration initiatives, and provided financial management services that optimize corporate liquidity and growth.

Skills:Treasury Management, Financial Planning, Investment Advisory, Corporate Liquidity, Asset Management, Financial Modeling, Securities and Investments, Advanced Investment Strategies

Goal:To leverage my extensive expertise in financial management, investment strategies, and product development to lead and innovate in corporate finance or product management, driving value creation and business growth within a dynamic organization. I am passionate about enhancing operational efficiency, managing risk, and providing strategic financial insights that contribute to long-term sustainability.

Membership:Association for Financial Professionals (AFP) Canadian Securities Institute (CSI)

Certification:Certified Treasury Professional (CTP), Association for Financial Professionals, July 2020 (Expired June 2023) Certificate in Financial Services Advice, Canadian Securities Institute, Nov 2022 Certificate in Advanced Investment Advice, Canadian Securities Institute, Mar 2022 Investment Management Techniques (IMT®), Canadian Securities Institute, Mar 2022 Certificate in Advanced Mutual Funds Advice, Canadian Securities Institute, Jan 2019 Canadian Securities Course (CSC®), Canadian Securities Institute, Jan 2010

Honor:Multiple Achiever Awards, CIBC Dean’s List, Concordia University (2004-2006) Rotary Club of Concordia Member Graduated with Honors in Political Economics with Distinction, Concordia University (3.71 GPA)

Group Product Manager - Business Deposit & Loan Portfolio 03/2023 - current
CIBC, Toronto, Ontario Canada
Industry: Finance and Insurance
This role involves acting as a key player in executing transformational initiatives within the Commercial Bank, collaborating with both internal and external stakeholders to define and prioritize the product vision and roadmap, aligning it with business strategy, customer needs, and market dynamics.
Customer Proxy for Agile Teams: Represent customer needs within agile teams, ensuring product features align with customer requirements and business objectives. Strategic Collaboration: Partner with business teams to refine and prioritize the product vision and roadmap, incorporating customer issues, strategic goals, and competitive analysis. Recommendations to Senior Leaders: Provide insights and recommendations to senior leadership on strategy, new initiatives, and relevant industry regulations. User Experience Design: Collaborate with sales teams to define user experiences for internal users, leveraging in-depth knowledge of technology and user needs. Minimum Viable Product (MVP): Define MVP, considering resource constraints, and create well-defined requirements with clear acceptance criteria. Incremental Delivery & Stakeholder Communication: Apply incremental delivery principles to ensure continuous business value delivery. Regularly review progress, gather feedback, and facilitate stakeholder reviews. Product Roadmap Ownership: Develop and manage the product roadmap, ensuring it aligns with user experience goals, support, and monitoring strategies. Quality Assurance & Testing: Review QA plans, test early builds, and prioritize new features and product development based on competitive analysis, customer feedback, and industry trends. Business Outcomes Measurement: Define KPIs to track business success, support day-to-day problem-solving, and coach team members. Defect/Issue Prioritization: Prioritize defect resolution based on business impact and severity. Key Skills: Process & Data Analysis: Ability to analyze processes and data for effective decision-making. Financial Concepts & Services: Understanding of financial services, concepts, and trends, particularly in banking and treasury management. Strategic & Forecasting Thinking: Strong strategic thinking, business forecasting, and business case management skills. Organizational & Analytical Skills: Detail-oriented with excellent organizational and analytical abilities. Treasury Management & Internal Controls: Expertise in treasury management, process automation, and ensuring compliance with internal controls. Emotional Intelligence: Ability to collaborate effectively with diverse teams and stakeholders. Technical Proficiency: Proficient in technical aspects related to product development, banking operations, and user experience.--
Deposits and Liquidity Portfolio Specialist - Eastern Canada 05/2019 - 07/2023
CIBC, Montreal, Quebec Canada
Industry: Finance and Insurance
Responsible for managing the commercial bank's deposit portfolio, driving deposit growth, and achieving revenue targets. Focused on client relationship development, providing deposit consultation, and collaborating across departments to deliver tailored solutions. Expert in managing deposit needs, credit, and cash management, while driving deposit deals through prospecting and closing.
Deposit Portfolio Management: Oversee growth and revenue targets for the bank’s deposit portfolio. Client Relationship Development: Build and maintain strong client relationships, identifying opportunities for non-credit deposit services. Deposit Consultation & Expertise: Provide specialized guidance on interest rates and policies to various bank departments (Treasury, Capital Markets, Credit, etc.). Internal Resource for Clients: Serve as the go-to expert for clients regarding their deposit relationships. Solution Development: Identify client needs and create tailored solutions, involving cross-department collaboration for credit, cash management, and deposit services. Prospecting & Deal Closing: Lead the process of prospecting and closing deposit deals to drive business. Team Collaboration: Work closely with internal teams (credit, cash management, etc.) to ensure top-tier client service. Industry Engagement: Stay informed on industry trends through active participation in events and maintain strong client relationships. Sales Excellence Development: Assist in enhancing deposit sales capabilities within the bank's teams. Key Skills: Process & Data Analysis: Skilled in analyzing banking processes and data for decision-making. Portfolio & Cash Management: Expertise in managing deposit portfolios and cash flow forecasting. Revenue Generation & Negotiation: Ability to drive revenue and negotiate fees for deposit services. Liquidity & Risk Management: Proficient in managing liquidity risk and interest rate risk. Strategic & Analytical Thinking: Strong skills in creating and implementing strategies for business success. Relationship Management & Emotional Intelligence: Expert in fostering relationships and collaboration with clients and teams. Financial Systems & Financial Analysis: Knowledgeable in financial systems and analyzing data to optimize business operations.--
Portfolio Head of Deposits and Liquidity 08/2016 - 05/2019
Euro Pacific Bank, San Juan, Puerto Rico United States
Industry: Finance and Insurance
Led Euro Pacific Bank's deposit and liquidity portfolio, managing a multi-country team and establishing key operational policies. Delivered specialized guidance on complex banking topics, focusing on client services, liquidity risk management, and process improvements. Oversaw banking systems integration, driving efficiency and performance improvements within the team.
Deposit & Liquidity Portfolio Management: Managed the overall deposit and liquidity portfolio for the bank. Team Management: Led a multi-country team of Cash Managers in St. Vincent, Grenadines, and Puerto Rico. Policy & Procedure Development: Created departmental policies and procedures for deposit and liquidity operations, including call quality, bank account management, and payment processing. Project & Program Management: Delivered key banking systems projects, including software integration for monitoring, client reviews, and surveys. Performance Reviews & Consultative Feedback: Conducted performance reviews for deposit managers, providing feedback that improved team efficiency and goal achievement. Cross-Departmental Consultation: Provided specialized consultation on complex banking and policy issues to managers across departments. Escalation Handling: Specialized in providing expert advice for escalated client issues, including financial products, international liquidity services, and compliance matters.--
Senior International Private Investment Portfolio Manager 03/2014 - 08/2016
Euro Pacific Bank, Kingstown, Saint Vincent
Industry: Finance and Insurance
Managed high-net-worth (HNW) client portfolios and provided expert financial consultation, specializing in international wealth management, retirement planning, and complex financial strategies. Collaborated with Account Managers to design and implement tailored financial plans, while coaching Client Services teams on financial planning techniques and client relationship development. Delivered presentations to expand business opportunities and provided specialized guidance to enhance client relationships.
HNW Client Portfolio Management: Managed individual high-net-worth client portfolios, aligning financial plans with clients’ needs and objectives. Client Relationship Management: Consulted with Account Managers to develop and implement international financial plans tailored to client needs. Coaching & Training: Provided coaching to Client Service teams, modeling client scenarios and financial planning techniques to enhance service delivery. Business Development: Delivered presentations to Managers and prospective high-value clients, focusing on relationship building and expanding business opportunities. Retirement & Wealth Management: Assisted in developing expert advice for retirement planning, goal setting, and international wealth management strategies. Complex Financial Guidance: Delivered specialized consultation on complex financial topics, adding value to client relationships and ensuring alignment with their financial objectives. Financial Plan Execution: Worked with Europacific Bank Advisors to determine client objectives and develop comprehensive, implementable financial plans. Specialized Advisory Consultation: Provided expert advice to relationship managers on international wealth diversification strategies, brokerage, forex products, precious metals, and transactional financial products like card and merchant services. Key Skills: Retirement & Wealth Planning: Expertise in retirement and wealth management, including goal setting and diversification. Cash Flow & Financial Management: Skilled in cash flow forecasting, financial analysis, and managing liquidity. Client Relationship & Business Strategy: Strong background in business relationship management, client services, and expanding client business opportunities. Financial Services & Technical Proficiency: Proficient in financial services, trading, treasury management, and financial modeling. Investment Strategies & Revenue Generation: Knowledgeable in investment strategies, revenue generation, and managing high-growth financial environments. International Financial Products: Experience with forex, precious metals, card products, and merchant services. Attention to Detail & Process Development: Strong organizational skills and attention to detail in financial planning and portfolio management.--

Concordia University 05/2002 - 05/2006
Montreal, Quebec, Canada
Degree: Bachelor's Degree
Major:Political Economics
Minor:Economics
The Honors Program in Political Economics provided me with an orientation towards a policy-making and delivered advanced knowledge of both economics and political science. With my focus on political economics I had an intellectual interests in the influence of politics on economic processes and effects, and the mutual influence which the market economy has on political life. I focused my studies on such diverse areas as the capitalist banking system and micro and macro factor influencing supply and demand in such a system.

Login to view resume: CV -