Highlights:Trade Products (Letter of Credit, Guarantees) – RMB Trade/Credit Training: - Lead negotiator and Structuring of Credit paper. - Updating policy and workflow process. - Presenting to board and committees for approvals - Client engagement and feedback. - Key Approved Deals: Include Import LC for acquisition of Medical Equipment from India, Agriculture Equipment and Passport/ Identity Documents from Israel. Construction Guarantees Commercial Property Finance: - Lead negotiator and pipeline administrator - Origination and presentations for approvals - Key Approved Deals: Govt Housing R23mio, Commercial Property Refinance R20mio (Combined). - Pipeline managed +/-R200mio Automotive and Mining: - Deal originator for Diamond Mine Contractor – Asset Finance on Mining Equipment and Machinery >R100mio. - Deal originator (Asset Finance) for Engen Fuel Distributor – Revolving Asset Finance +/-R50mio.

Skills:Financial/ Credit Analysis, Business Development, Sales, Research and Education, Leadership and Team work, Innovation and Critical Thinking

Goal:To leverage my extensive experience in investment banking and business development to drive financial growth and operational excellence in a dynamic, globally oriented organization

Membership:N/A

Certification:Certified Investment Banker | Financial Edge, London, UK | 2023 Certified Trader (Equities & Derivatives) | Financial Edge, London, UK | 2024

Honor:Best Performer Award 2019: First National Bank (FNB) Rest of Africa Awards Mauritius 2019: The trip took place in idyllic Mauritius from 30 September to 4 October 2019. This trip was meant to recognize the achievements of those awarded the opportunity and demonstrate FNB’s appreciation for their valuable contribution. Candidates were nominated by their respective Business Unit Heads based on their contributions to the FNB success in their respective areas.

Part -Time Lecturer 11/2021 - current
National University of Lesotho, Maseru, Maseru Lesotho
Industry: Education
National University of Lesotho – Institute of Extra Mural Studies Lectured Course – Bachelor of Arts - Investment Planning & Management
•Delivery of comprehensive lectures on investment planning and management to undergraduate students and finance professionals •Covering key topics including investment strategies, risk management, portfolio diversification, and financial markets analysis. •Demonstrating practical applications of theoretical concepts in investment planning and management through case studies and real-world examples. •Engaged participants through interactive discussions, Q&A sessions, and problem-solving exercises. •Assessed participants’ understanding of investment tools and strategies, enhancing their skills in decision-making and financial planning. •Preparing and administering Tests and Exams. Skills Highlighted: •Financial Analysis and Strategy: Demonstrating expertise in investment analysis, portfolio management, and market trends. •Public Speaking and Presentation: Strong communication skills and the ability to explain complex financial concepts clearly. •Leadership and Instruction: Guided participants in applying investment strategies effectively in real-world contexts.--
Business Development Manager/Deal Maker 09/2019 - 08/2022
First National Bank (Lesotho), Maseru, Maseru Lesotho
Industry: Banking/Financial institution
First National Bank – Corporate Commercial Investment Banking Client Portfolio – High -Touch Commercial and Corporate Clients with Turnover >R100mio and Government Ministries and State-Owned Entities (SOEs
Credit/ Deal Structuring/Investments: •Leading Deal negotiation and origination for Structured Finance – incl. Asset Based Finance, Commercial Property Finance, Mortgage Loans, Leverage Finance and Working Capital Limits •Deal/ Transaction proposals and presentations to FNB Board and Credit Committee for approvals. •Deal maker (Structured Lending) responsible for acquiring new business. •Supported end-to-end credit management process, by submitting complete finance documentation supported credit originations for credit compliance. •Member of the Early - Risk Management (ERM) and On-Going Risk Management (ORM) forums in Corporate Commercial Investment Banking. •Industry and market research. •Departmental Champion roles played: Trade Products (Letter of Credit, Guarantees) – RMB Trade/Credit Training: -Lead negotiator and Structuring of Credit paper. -Updating policy and workflow process. -Presenting to board and committees for approvals -Client engagement and feedback. Commercial Property Finance: -Lead negotiator and pipeline administrator -Origination and presentations for approvals -Key Approved Deals: Govt Housing R23mio, Commercial Property Refinance R20mio (Combined). -Pipeline managed +/-R200mio Automotive and Mining: -Deal originator for Diamond Mine Contractor – Asset Finance on Mining Equipment and Machinery >R100mio. -Deal originator (Asset Finance) for Engen Fuel Distributor – Revolving Asset Finance +/-R50mio. Business Development •Gave exciting presentations to prospects and leads in effort to build business opportunities. •Built and strengthened industry partnerships to improve product placements, amplify coverage and maximize effectiveness of marketing strategies. •Successful portfolio digitization through On-Line Banking Solutions, Growth of Portfolio Asset and Liabilities and client retention. •Identifying new products and the markets and industries that require focus, to ensure profitability and growth. •Researched current trends--
Corporate Relationship/Business Analyst 04/2013 - 08/2019
First National Bank (Lesotho), Maseru, Maseru Lesotho
Industry: Banking/Financial institution
First National Bank – Corporate Commercial Investment Banking Client Portfolio – Large Corporate Clients with Turnover >R500mio (Global Retail and FMCG, Mining, Petroleum and Financial Institutions)
•Synthesized current business intelligence data to produce reports and polished presentations highlighting findings and recommending changes. •Credit and financial risks analysis for current and prospective clients requesting financing. •Monitoring current product usage and using the Marketing Product/Solutions Matrix to identify cross-sell opportunities. •Completed in-depth reviews of market conditions and customer preferences for banking products. •Worked closely with all product development departments to create and maintain marketing materials for sales presentations and client meetings. •Credit Origination, structuring deals and compiling credit applications and analysis to be submitted to Credit Dept for assessment.--

National University of Lesotho 01/2001 - 06/2006
Maseru, Maseru, Lesotho
Degree: Bachelor's Degree
Major:Accounting
Bachelor of Commerce Degree: Accounting

Curriculum Vitae