Highlights:

Skills:Fraud and Risk Management, Credit processing, Credit and Risk Analyst

Assistant Manager 04/2008 - current
Summit Bank, Lahore, Punjab Pakistan
Please find here with attached file of my CV for your review & consideration, as I am a qualified Bachelor of Computer Sciences and Microsoft Certified Professional, Mainly experienced in Banking Risk Management, Bank Reconciliation Reports, Cash In/Out Flow Reports & Operational activities with day to day business routine works, In addition to Supervise Collection Department. Possess excellent Analytical and Evaluating & computer skills,
Practical working experience in different Banks at different levels extended over a period of 8 years now. Organization Summit Bank Ex-Atlas Bank Ltd. Designation Assistant Manager Department Collection Type of Full Time Tenure Jan 2011 to Dated Web site www.summitbank.com.pk Job Description • Strong follow up with the customers for the collection of funds to manage the forward flows & to minimize the gross credit loss of the band. • To ensure that the accounts and concerned information updated in accordance to the management’s policies & procedures. • Deal with the problematic customers in order to solve their problems. • To solve mathematical problems of customers in order to provide them satisfaction. Organization Atlas Bank Ltd. Designation Assistant Manager Department Fraud Investigation and Risk Management Unit Type of Full Time Tenure April 2008 to Dec 2010 Web site www.atlasbank.com.pk Job Description • To Act as complete backup of FRMU Manager. • Develop & maintain good liaison with different departments for a prompt identification of fraudulent activities and ensure timely remedial actions to protect the bank from financial losses. • Reduce fraud by identifying the suspicious applications / activities pro-actively. • To manage department & Inter department relationship, Also responsible for the healthy relation & resolution with Sales, Verification, Collection and CIU(Credit initiation unit), Develop strategies to minimize Bank losses and save Bank assets over the region. • Fraud Investigation of disputed transactions and issuing including both internal and external. Ensure that the fraud losses must be remaining within the pre-defined limits. • To reduce fraud losses through vigilance (Personal Loan, Running Finance, Mortgage), Maintain and create a strong Vigilance Process. • Strong coordination with related department to resolve fraudulent cases. • Responsible to handle central region Vigilance and Fraud cases Data Base. • Handling customer disputes and efficient resolutions for customer in light of the bank policies. • To Ensure, Lien check of Mortgage deeds from respective area registrar and maintain MIS in hard and soft copy. • Ensure the Training of hire staff pertaining to Fraud Investigation and Risk Management Unit.--
Fraud Analyst 04/2004 - 07/2007
Standard Chartered Bank Ex-Union Bank Ltd., Lahore, Punjab Pakistan
Industry: Banking
Please find here with attached file of my CV for your review & consideration, as I am a qualified Bachelor of Computer Sciences and Microsoft Certified Professional, Mainly experienced in Banking Risk Management, Bank Reconciliation Reports, Cash In/Out Flow Reports & Operational activities with day to day business routine works, In addition to Supervise Collection Department. Possess excellent Analytical and Evaluating & computer skills,
Organization Standard Chartered Bank Ex-Union Bank Ltd. Designation Fraud Analyst ( Promotion ) Department Fraud Investigation and Risk Management Unit (FRMU) Type of Full Time Tenure Apr 2006 to Jul 2007 Job Description • Supervising and team coordination with FRMU staff to provide higher management stream lined and progressive MIS on monthly and daily basis. Providing a strong back up to the Regional Manager FRMU. • Coordination with all Consumer Sales Department, Verification Department and Credit Initiation Unit to develop strategies to minimize Bank loss and save bank assets over the region. • Coordination from KHI office for developing strategies to avoid suspicious card(Visa Card, Master Card and American Express Card) counterfeit and skimming activities in acquiring business to prove best quality services by Bank. • Responsible for Merchant Reeducation process to avoid fraudulent activities and to develop better relations with merchants with in the region. Coordination with merchants to burst fraud gangs. • Responsible for generating Visa International Bi-weekly reports of fraud reported transactions and to develop strategy for merchant reeducation and to reduce these fraud trends as per the report. • Liaise with Charge back unit for handling incoming charge backs & Pre-compliance cases. • To reduce fraud losses within the budget, maintain and create a strong Liaison with Law Enforcement Agencies to seek their help. • Ensure those newly hired fraud analysts are trained on all applications pertaining to Fraud & Risk Management Unit. Any administrational related work assigned by the Manager & Maintains office discipline and punctuality. • Develop and groom backup for self, provide support of all peers & co-workers. • Responsible to develop new strategies for the vigilance of daily login cases booked, by checking a sample size by the Fraud Analysts.--

Assistant Manager